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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,096 | $181,896+121.1% | $156,551+156.8% | $273,972+46.8% |
| Participation rate | 95.2% | 88.4%+6.9pp | 84.0%+11.2pp | 83.0%+12.2pp |
| Annual return | 4.49% | 30.74%-26.2pp | 32.23%-27.7pp | 41.46%-37.0pp |
| Employer contribution / active EE | $14,076 | $6,248+125.3% | $5,501+155.9% | $4,869+189.1% |
| Participant deferral / active EE | $9,909 | $5,550+78.5% | $4,871+103.4% | $5,287+87.4% |
| Admin fee / account holder | $42,077 | $15,560+170.4% | $13,028+223.0% | $10,133+315.3% |