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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,097 | $77,908+13.1% | $149,696-41.1% | $75,173+17.2% |
| Participation rate | 86.7% | 65.6%+21.1pp | 78.8%+7.9pp | 67.2%+19.5pp |
| Annual return | 6.83% | 31.73%-24.9pp | 134.46%-127.6pp | 160.72%-153.9pp |
| Employer contribution / active EE | $6,185 | $3,138+97.1% | $4,821+28.3% | $2,671+131.6% |
| Participant deferral / active EE | $4,341 | $3,411+27.3% | $5,682-23.6% | $4,126+5.2% |
| Admin fee / account holder | $65,236 | $5,950+996.5% | $13,212+393.8% | $5,651+1054.5% |