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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,045 | $76,407+72.8% | $150,298-12.1% | $82,448+60.2% |
| Participation rate | 96.7% | 66.4%+30.3pp | 77.8%+18.9pp | 68.1%+28.6pp |
| Annual return | 10.80% | 39.99%-29.2pp | 62.79%-52.0pp | 41.64%-30.8pp |
| Employer contribution / active EE | $7,184 | $2,614+174.8% | $4,154+72.9% | $2,551+181.6% |
| Participant deferral / active EE | $4,800 | $3,214+49.3% | $5,453-12.0% | $4,139+16.0% |
| Admin fee / account holder | $10,510 | $6,352+65.5% | $14,116-25.5% | $7,234+45.3% |