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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,439 | $91,198+55.1% | $178,503-20.8% | $79,856+77.1% |
| Participation rate | 90.3% | 69.2%+21.1pp | 81.9%+8.4pp | 69.6%+20.7pp |
| Annual return | -6.69% | 24.20%-30.9pp | 151.12%-157.8pp | 31.71%-38.4pp |
| Employer contribution / active EE | $6,130 | $3,257+88.2% | $5,011+22.3% | $2,471+148.1% |
| Participant deferral / active EE | $4,062 | $3,237+25.5% | $5,202-21.9% | $3,741+8.6% |
| Admin fee / account holder | $7,505 | $6,748+11.2% | $13,987-46.3% | $5,306+41.4% |