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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,329 | $61,789-13.7% | $97,167-45.1% | $80,874-34.1% |
| Participation rate | 90.0% | 63.5%+26.5pp | 72.7%+17.3pp | 67.6%+22.4pp |
| Annual return | 10.92% | -557.90%+568.8pp | 75.27%-64.3pp | 35.62%-24.7pp |
| Employer contribution / active EE | $3,337 | $1,837+81.7% | $2,729+22.3% | $2,756+21.1% |
| Participant deferral / active EE | $6,744 | $3,028+122.7% | $4,264+58.2% | $4,297+56.9% |
| Admin fee / account holder | $1,731 | $5,168-66.5% | $5,650-69.4% | $6,935-75.0% |