Filings through Sep 24, 2026.

Retirement plan

Contract Professionals, Inc. 401(k) Retirement Savings Plan

Name: CONTRACT PROFESSIONALS, INC. - CONTRACT PROFESSIONALS, INC. 401(K) RETIREMENT SAVINGS PLAN (2024) Form 5500
Creator: CONTRACT PROFESSIONALS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CONTRACT PROFESSIONALS, INC. 401(K) RETIREMENT SAVINGS PLAN, CONTRACT PROFESSIONALS, INC.

Contract Professionals, Inc.EIN 38-2395911Plan #001PY 2024

4141 WEST WALTON BLVD - WATERFORD, MI 48329248-886-5237cpijobs.comLinkedIn201-500 employeesstaffing and recruiting

Prospect flagsLow employer contributionCorrective distributionsPossible retail share class: $1.6MFew collective trustsFund lineup: 7 funds, $6.2M

How to read this page

Total assets (EOY)

$6.3M

+24.3% from 2023

Total participants

279

-1.1% from 2023

Average account balance

$24,438

+24.8% from 2023

Annual return

23.81%

+8.27 pp from 2023

Benchmarks

See 1,427 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort1,427 peers

Snapshot2024

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Analytics

See the 10-year trajectory with Solo.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745	Recordkeeping	$11,593
ADP BROKER-DEALER8 years Service code 49 · EIN 22-3319984	Other Services	$0
LPL FINANCIAL8 years Service code 49 325 COLUMBIA TURNPIKE STE 106 · FLORHAM PARK, NJ 07932	Other Services	$0

Fund lineup

CSV with Pro

7 funds of $250K or more; 33 lines in all, holding $6.2M of the plan's $6.3M. From the 2024 filing. Recordkeeper: ADP.

In collective trusts0%median 0% for plans of $5M to $50M (34,889 plans)

In index funds12%median 21% for plans of $5M to $50M (34,889 plans)

In the main target-date series31%median 35% for plans of $5M to $50M (34,889 plans)

Employer stockNo

Target-date series: T. Rowe Price Retirement, mutual fund, 31% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
T. Rowe Price Retirement T. Rowe Price · Mutual fund Target-date, 11 vintages	T. Rowe Price	Mutual fund	$2.0M	31.5%
MFS Total Return Fund R3 MFS (Sun Life) · Mutual fund Possible retail class R3	MFS (Sun Life)	Mutual fund	$918K	14.8%
State Street S&P 500 Index Fund Class N State Street (SSgA) · Mutual fund Index	State Street (SSgA)	Mutual fund	$702K	11.3%
Franklin Growth Allocation Fund Franklin Templeton · Mutual fund	Franklin Templeton	Mutual fund	$476K	7.7%
Invesco Stable Asset Fund Invesco · Stable value Stable value	Invesco	Stable value	$372K	6.0%
Pgim High Yield Fund Prudential (PGIM) · Mutual fund	Prudential (PGIM)	Mutual fund	$254K	4.1%
ClearBridge Aggressive Growth Franklin Templeton · Mutual fund	Franklin Templeton	Mutual fund	$178K	2.9%
Franklin Growth A Franklin Templeton · Mutual fund Possible retail class A	Franklin Templeton	Mutual fund	$167K	2.7%
Eaton Vance Atlanta Capital Smid-Cap Fund Morgan Stanley · Mutual fund	Morgan Stanley	Mutual fund	$161K	2.6%
Invesco Diversified Dividend Fund Class A Invesco · Mutual fund Possible retail class A	Invesco	Mutual fund	$136K	2.2%

See the other 23 lines in this lineup with Solo.

Covers 60,908 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$12K

$65 / participant

Recordkeeping$12K100.0%

% of EOY assets

0.185%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: PLANTE & MORAN, PLLC
Auditor EIN: 331498605
Audit fees: (not subdivided)
Opinion code: Unqualified

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Provider

Service type

Compensation

ADP BROKER-DEALER5 years

Filed as: ADP, INC.

Service code 15 · EIN 13-3036745

Recordkeeping

$11,593

ADP BROKER-DEALER8 years

Service code 49 · EIN 22-3319984

Other Services

LPL FINANCIAL8 years

Service code 49

325 COLUMBIA TURNPIKE STE 106 · FLORHAM PARK, NJ 07932

Other Services

Fund

Dollars

% of funds%

T. Rowe Price Retirement

T. Rowe Price · Mutual fund

Target-date, 11 vintages

$2.0M

31.5%

MFS Total Return Fund R3

MFS (Sun Life) · Mutual fund

Possible retail class R3

$918K

14.8%

State Street S&P 500 Index Fund Class N

State Street (SSgA) · Mutual fund

Index

$702K

11.3%

Franklin Growth Allocation Fund

Franklin Templeton · Mutual fund

$476K

7.7%

Invesco Stable Asset Fund

Invesco · Stable value

Stable value

$372K

6.0%

Pgim High Yield Fund

Prudential (PGIM) · Mutual fund

$254K

4.1%

ClearBridge Aggressive Growth

Franklin Templeton · Mutual fund

$178K

2.9%

Franklin Growth A

Franklin Templeton · Mutual fund

Possible retail class A

$167K

2.7%

Eaton Vance Atlanta Capital Smid-Cap Fund

Morgan Stanley · Mutual fund

$161K

2.6%

Invesco Diversified Dividend Fund Class A

Invesco · Mutual fund

Possible retail class A

$136K

2.2%

Contract Professionals, Inc. 401(k) Retirement Savings Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Contract Professionals, Inc. 401(k) Retirement Savings Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion