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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,986 | $42,383+76.9% | $76,518-2.0% | $64,173+16.9% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | -11.19% | -16.54%+5.3pp | -0.27%-10.9pp | 7.63%-18.8pp |
| Employer contribution / active EE | $2,955 | $1,563+89.0% | $2,647+11.6% | $2,381+24.1% |
| Participant deferral / active EE | $8,072 | $2,566+214.5% | $3,836+110.4% | $3,470+132.6% |
| Admin fee / account holder | $689 | $3,198-78.4% | $4,849-85.8% | $4,887-85.9% |