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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,160 | $92,219-65.1% | $76,767-58.1% | $135,380-76.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -9.94% | 5.46%-15.4pp | 2.43%-12.4pp | 519.81%-529.7pp |
| Employer contribution / active EE | $637 | $3,216-80.2% | $2,485-74.4% | $4,779-86.7% |
| Participant deferral / active EE | $1,627 | $4,508-63.9% | $3,852-57.8% | $5,609-71.0% |
| Admin fee / account holder | $581 | $10,749-94.6% | $6,675-91.3% | $10,828-94.6% |