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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $569,545 | $185,905+206.4% | $170,057+234.9% | $139,487+308.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.75% | 60.56%-42.8pp | 53.42%-35.7pp | 373.84%-356.1pp |
| Employer contribution / active EE | $5,675 | $7,597-25.3% | $6,790-16.4% | $4,755+19.4% |
| Participant deferral / active EE | $17,500 | $11,627+50.5% | $10,411+68.1% | $6,713+160.7% |
| Admin fee / account holder | $2,221 | $15,397-85.6% | $12,826-82.7% | $11,407-80.5% |