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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,067 | $100,805-53.3% | $86,698-45.7% | $134,532-65.0% |
| Participation rate | 52.9% | 79.0%-26.0pp | 76.6%-23.6pp | 81.2%-28.3pp |
| Annual return | -18.92% | 29.09%-48.0pp | 35.95%-54.9pp | 418.27%-437.2pp |
| Employer contribution / active EE | $1,039 | $3,490-70.2% | $2,837-63.4% | $4,741-78.1% |
| Participant deferral / active EE | $4,920 | $5,339-7.9% | $4,656+5.7% | $6,401-23.1% |
| Admin fee / account holder | $3,938 | $10,925-64.0% | $7,493-47.4% | $11,429-65.5% |