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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,300 | $86,949-61.7% | $102,460-67.5% | $80,959-58.9% |
| Participation rate | 96.3% | 72.4%+23.9pp | 76.5%+19.8pp | 67.7%+28.6pp |
| Annual return | 26.96% | 18.89%+8.1pp | 29.47%-2.5pp | 35.67%-8.7pp |
| Employer contribution / active EE | $1,877 | $2,370-20.8% | $3,025-37.9% | $2,757-31.9% |
| Participant deferral / active EE | $3,221 | $4,121-21.8% | $5,056-36.3% | $4,300-25.1% |
| Admin fee / account holder | $3,084 | $8,048-61.7% | $9,460-67.4% | $6,925-55.5% |