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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,157 | $72,177-69.3% | $115,038-80.7% | $59,633-62.8% |
| Participation rate | 97.7% | 72.6%+25.2pp | 81.4%+16.4pp | 68.7%+29.1pp |
| Annual return | -5.82% | 12.02%-17.8pp | 26.14%-32.0pp | 2041.45%-2047.3pp |
| Employer contribution / active EE | $2,748 | $2,841-3.3% | $4,608-40.4% | $2,203+24.7% |
| Participant deferral / active EE | $4,257 | $4,783-11.0% | $6,026-29.4% | $3,192+33.4% |
| Admin fee / account holder | $1,459 | $4,927-70.4% | $8,175-82.1% | $4,297-66.0% |