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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,308 | $150,446-38.0% | $136,297-31.5% | $147,585-36.8% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 15.39% | 1049.14%-1033.8pp | 5156.19%-5140.8pp | 578.58%-563.2pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,143 | $6,631-52.6% | $6,247-49.7% | $5,439-42.2% |
| Admin fee / account holder | $1,561 | $10,906-85.7% | $9,244-83.1% | $10,886-85.7% |