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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,553 | $57,828+70.4% | $117,039-15.8% | $70,124+40.5% |
| Participation rate | 77.1% | 67.1%+10.0pp | 77.2%0pp | 69.5%+7.6pp |
| Annual return | 21.61% | 17.55%+4.1pp | 18.95%+2.7pp | 73.14%-51.5pp |
| Employer contribution / active EE | $1,189 | $1,816-34.5% | $3,785-68.6% | $2,342-49.2% |
| Participant deferral / active EE | $3,599 | $2,438+47.7% | $3,929-8.4% | $3,332+8.0% |
| Admin fee / account holder | $386 | $3,548-89.1% | $5,974-93.5% | $4,645-91.7% |