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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,483 | $91,179+37.6% | $178,499-29.7% | $79,852+57.1% |
| Participation rate | 91.1% | 69.2%+21.9pp | 81.9%+9.2pp | 69.6%+21.5pp |
| Annual return | 16.75% | 24.19%-7.4pp | 151.10%-134.4pp | 31.72%-15.0pp |
| Employer contribution / active EE | $0 | $3,256-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,345 | $3,236+34.3% | $5,202-16.5% | $3,740+16.2% |
| Admin fee / account holder | $5,989 | $6,749-11.2% | $13,986-57.2% | $5,306+12.9% |