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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,793 | $166,242-21.9% | $165,071-21.4% | $145,884-11.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.40% | 100.44%-87.0pp | 70.17%-56.8pp | 551.85%-538.4pp |
| Employer contribution / active EE | $2,213 | $5,283-58.1% | $4,347-49.1% | $4,662-52.5% |
| Participant deferral / active EE | $2,193 | $6,964-68.5% | $6,035-63.7% | $6,690-67.2% |
| Admin fee / account holder | $5,177 | $16,658-68.9% | $12,695-59.2% | $13,392-61.3% |