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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,235 | $209,422-86.5% | $178,503-84.2% | $158,982-82.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 5.12% | 188.81%-183.7pp | 151.12%-146.0pp | 302.99%-297.9pp |
| Employer contribution / active EE | $5,791 | $5,707+1.5% | $5,011+15.6% | $4,763+21.6% |
| Participant deferral / active EE | $10,920 | $5,955+83.4% | $5,202+109.9% | $5,983+82.5% |
| Admin fee / account holder | $2,762 | $17,079-83.8% | $13,987-80.3% | $11,252-75.4% |