See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,395 | $79,694-60.6% | $96,139-67.3% | $79,386-60.5% |
| Participation rate | 50.3% | 54.0%-3.7pp | 68.4%-18.1pp | 70.7%-20.4pp |
| Annual return | 11.96% | 40.84%-28.9pp | 191.94%-180.0pp | 116.85%-104.9pp |
| Employer contribution / active EE | $310 | $1,443-78.5% | $2,797-88.9% | $2,427-87.2% |
| Participant deferral / active EE | $1,764 | $2,539-30.5% | $4,349-59.4% | $4,046-56.4% |
| Admin fee / account holder | $330 | $630-47.7% | $5,537-94.0% | $626-47.4% |