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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,376 | $133,998-81.1% | $112,263-77.4% | $134,545-81.1% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -23.88% | 47.17%-71.1pp | 27.49%-51.4pp | 418.37%-442.3pp |
| Employer contribution / active EE | $4,961 | $4,040+22.8% | $3,636+36.4% | $4,742+4.6% |
| Participant deferral / active EE | $4,864 | $5,292-8.1% | $4,729+2.8% | $6,401-24.0% |
| Admin fee / account holder | $313 | $7,493-95.8% | $6,410-95.1% | $11,431-97.3% |