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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,283 | $92,219-1.0% | $76,767+18.9% | $135,380-32.6% |
| Participation rate | 83.3% | 79.8%+3.6pp | 77.0%+6.4pp | 82.6%+0.7pp |
| Annual return | -7.49% | 5.46%-13.0pp | 2.43%-9.9pp | 519.81%-527.3pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,834 | $4,508-37.2% | $3,852-26.4% | $5,609-49.5% |
| Admin fee / account holder | $16,397 | $10,749+52.5% | $6,675+145.6% | $10,828+51.4% |