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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,114 | $211,946-66.4% | $169,452-58.0% | $135,380-47.5% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -7.81% | 3.26%-11.1pp | 1.83%-9.6pp | 519.81%-527.6pp |
| Employer contribution / active EE | $2,657 | $5,117-48.1% | $4,157-36.1% | $4,779-44.4% |
| Participant deferral / active EE | $2,746 | $6,075-54.8% | $5,277-48.0% | $5,609-51.0% |
| Admin fee / account holder | $13,346 | $11,472+16.3% | $9,110+46.5% | $10,828+23.3% |