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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,117 | $75,962-86.7% | $154,108-93.4% | $64,173-84.2% |
| Participation rate | 75.5% | 70.4%+5.1pp | 83.0%-7.5pp | 69.6%+5.9pp |
| Annual return | -7.34% | 30.32%-37.7pp | 735.21%-742.5pp | 7.63%-15.0pp |
| Employer contribution / active EE | $1,339 | $3,350-60.0% | $5,298-74.7% | $2,381-43.8% |
| Participant deferral / active EE | $2,066 | $3,175-34.9% | $5,081-59.3% | $3,470-40.5% |
| Admin fee / account holder | $559 | $5,589-90.0% | $13,411-95.8% | $4,887-88.6% |