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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,515 | $178,174+17.6% | $156,181+34.1% | $137,256+52.6% |
| Participation rate | 88.2% | 82.0%+6.2pp | 78.8%+9.4pp | 80.0%+8.3pp |
| Annual return | 6.52% | 84.19%-77.7pp | 64.87%-58.4pp | 220.34%-213.8pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,265 | $6,888-23.6% | $6,132-14.1% | $6,407-17.8% |
| Admin fee / account holder | $101,496 | $17,404+483.2% | $14,586+595.8% | $12,270+727.2% |