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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,515 | $254,759-17.8% | $216,567-3.3% | $198,609+5.5% |
| Participation rate | 88.2% | 84.5%+3.7pp | 81.6%+6.6pp | 82.4%+5.9pp |
| Annual return | 6.52% | 10.04%-3.5pp | 12.94%-6.4pp | 202.70%-196.2pp |
| Employer contribution / active EE | $0 | $6,096-100.0% | $5,216-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $5,265 | $6,948-24.2% | $6,191-14.9% | $6,977-24.5% |
| Admin fee / account holder | $101,496 | $26,311+285.7% | $21,981+361.8% | $19,030+433.3% |