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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,857 | $67,602-63.2% | $82,312-69.8% | $70,126-64.6% |
| Participation rate | 95.6% | 72.8%+22.8pp | 76.9%+18.7pp | 69.5%+26.0pp |
| Annual return | 12.21% | 21.57%-9.4pp | 25.88%-13.7pp | 73.15%-60.9pp |
| Employer contribution / active EE | $770 | $1,755-56.1% | $2,428-68.3% | $2,343-67.1% |
| Participant deferral / active EE | $1,837 | $2,987-38.5% | $3,706-50.4% | $3,332-44.9% |
| Admin fee / account holder | $5,543 | $4,512+22.9% | $5,608-1.2% | $4,645+19.3% |