Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $19,421 |
ADP BROKER-DEALER3 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: LINCOLN INVESTMENT PLANNING, INC Service code 49 28411 NORTHWESTERN HIGHWAY · SOUTHFIELD, MI 48034 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,995 | $40,174-35.3% | $84,023-69.1% | $67,582-61.5% |
| Participation rate | 38.6% | 62.7%-24.1pp | 69.0%-30.4pp | 71.3%-32.7pp |
| Annual return | 24.80% | 25.82%-1.0pp | 71.32%-46.5pp | 378.57%-353.8pp |
| Employer contribution / active EE | $0 | $808-100.0% | $1,984-100.0% | $2,148-100.0% |
| Participant deferral / active EE | $687 | $2,301-70.2% | $3,239-78.8% | $3,539-80.6% |
| Admin fee / account holder | $58 | $128-54.7% | $6,102-99.0% | $142-59.1% |