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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,421 | $61,166+13.5% | $185,849-62.6% | $79,391-12.6% |
| Participation rate | 58.6% | 66.6%-8.0pp | 81.7%-23.1pp | 70.7%-12.1pp |
| Annual return | 13.22% | 19.45%-6.2pp | 122.10%-108.9pp | 116.88%-103.7pp |
| Employer contribution / active EE | $1,522 | $2,321-34.4% | $5,169-70.6% | $2,428-37.3% |
| Participant deferral / active EE | $3,328 | $2,789+19.3% | $5,569-40.2% | $4,046-17.7% |
| Admin fee / account holder | $17,511 | $710+2367.3% | $16,244+7.8% | $627+2695.0% |