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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,823 | $75,962+255.2% | $154,108+75.1% | $64,173+320.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.42% | 30.32%-34.7pp | 735.21%-739.6pp | 7.63%-12.1pp |
| Employer contribution / active EE | $6,739 | $3,350+101.2% | $5,298+27.2% | $2,381+183.1% |
| Participant deferral / active EE | $6,408 | $3,175+101.9% | $5,081+26.1% | $3,470+84.7% |
| Admin fee / account holder | $10,267 | $5,589+83.7% | $13,411-23.4% | $4,887+110.1% |