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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,868 | $81,233+212.5% | $155,567+63.2% | $80,874+213.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 16.09% | 33.33%-17.2pp | 64.74%-48.6pp | 35.62%-19.5pp |
| Employer contribution / active EE | $5,364 | $3,101+73.0% | $4,674+14.8% | $2,756+94.6% |
| Participant deferral / active EE | $5,287 | $3,452+53.1% | $5,628-6.1% | $4,297+23.0% |
| Admin fee / account holder | $5,156 | $7,998-35.5% | $15,916-67.6% | $6,935-25.7% |