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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,767 | $63,861+101.6% | $104,639+23.1% | $79,856+61.2% |
| Participation rate | 95.1% | 64.9%+30.2pp | 74.1%+21.0pp | 69.6%+25.5pp |
| Annual return | 9.93% | 21.30%-11.4pp | 340.67%-330.7pp | 31.71%-21.8pp |
| Employer contribution / active EE | $1,334 | $1,588-16.0% | $2,682-50.3% | $2,471-46.0% |
| Participant deferral / active EE | $6,389 | $2,693+137.2% | $3,738+70.9% | $3,741+70.8% |
| Admin fee / account holder | $15,406 | $4,185+268.1% | $6,465+138.3% | $5,306+190.3% |