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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,644 | $160,040-49.0% | $147,096-44.5% | $145,877-44.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 7.23% | 98.49%-91.3pp | 419.75%-412.5pp | 551.28%-544.1pp |
| Employer contribution / active EE | $5,124 | $5,289-3.1% | $4,936+3.8% | $4,663+9.9% |
| Participant deferral / active EE | $15,232 | $8,429+80.7% | $8,071+88.7% | $6,691+127.7% |
| Admin fee / account holder | $176,126 | $15,050+1070.3% | $13,005+1254.3% | $13,402+1214.2% |