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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,932 | $73,107-50.9% | $114,563-68.6% | $87,485-58.9% |
| Participation rate | 85.7% | 65.8%+19.9pp | 72.9%+12.8pp | 68.9%+16.8pp |
| Annual return | 10.44% | 19.47%-9.0pp | 241.09%-230.7pp | 26.06%-15.6pp |
| Employer contribution / active EE | $1,874 | $1,881-0.4% | $2,592-27.7% | $2,596-27.8% |
| Participant deferral / active EE | $2,441 | $3,144-22.3% | $4,142-41.1% | $4,274-42.9% |
| Admin fee / account holder | $8,373 | $5,770+45.1% | $7,623+9.8% | $7,775+7.7% |