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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,831 | $117,444+5.4% | $99,479+24.5% | $152,909-19.0% |
| Participation rate | 95.2% | 77.5%+17.7pp | 73.8%+21.4pp | 82.5%+12.8pp |
| Annual return | 1.90% | 31.87%-30.0pp | 30.72%-28.8pp | 345.46%-343.6pp |
| Employer contribution / active EE | $2,304 | $3,014-23.5% | $2,540-9.3% | $4,764-51.6% |
| Participant deferral / active EE | $4,191 | $4,086+2.6% | $3,619+15.8% | $5,851-28.4% |
| Admin fee / account holder | $575 | $7,635-92.5% | $6,253-90.8% | $11,601-95.0% |