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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,406 | $71,878+11.9% | $86,698-7.3% | $68,486+17.4% |
| Participation rate | 88.9% | 72.2%+16.6pp | 76.6%+12.3pp | 67.9%+21.0pp |
| Annual return | -17.86% | 3.53%-21.4pp | 35.95%-53.8pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,350 | $2,173-37.9% | $2,837-52.4% | $2,597-48.0% |
| Participant deferral / active EE | $3,706 | $3,779-1.9% | $4,656-20.4% | $4,028-8.0% |
| Admin fee / account holder | $5,440 | $6,113-11.0% | $7,493-27.4% | $5,404+0.7% |