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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,939 | $72,273+171.1% | $101,275+93.5% | $79,856+145.4% |
| Participation rate | 91.2% | 68.5%+22.7pp | 75.8%+15.4pp | 69.6%+21.5pp |
| Annual return | 5.70% | 22.30%-16.6pp | 46.48%-40.8pp | 31.71%-26.0pp |
| Employer contribution / active EE | $823 | $2,691-69.4% | $3,660-77.5% | $2,471-66.7% |
| Participant deferral / active EE | $202 | $3,282-93.8% | $4,371-95.4% | $3,741-94.6% |
| Admin fee / account holder | $1,546 | $4,401-64.9% | $5,948-74.0% | $5,306-70.9% |