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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,523 | $155,555-36.0% | $146,866-32.2% | $155,188-35.9% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.5%-15.8pp | 80.8%-14.1pp |
| Annual return | 10.95% | 115.41%-104.5pp | 102.85%-91.9pp | 148.84%-137.9pp |
| Employer contribution / active EE | $3,424 | $4,647-26.3% | $4,425-22.6% | $4,248-19.4% |
| Participant deferral / active EE | $9,510 | $8,044+18.2% | $7,759+22.6% | $6,531+45.6% |
| Admin fee / account holder | $24,448 | $14,755+65.7% | $13,620+79.5% | $14,480+68.8% |