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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,523 | $196,972-49.5% | $182,262-45.4% | $198,609-49.9% |
| Participation rate | 66.7% | 85.7%-19.0pp | 84.2%-17.5pp | 82.4%-15.7pp |
| Annual return | 10.95% | 158.27%-147.3pp | 140.60%-129.6pp | 202.70%-191.7pp |
| Employer contribution / active EE | $3,424 | $5,364-36.2% | $5,046-32.1% | $5,055-32.3% |
| Participant deferral / active EE | $9,510 | $8,643+10.0% | $8,276+14.9% | $6,977+36.3% |
| Admin fee / account holder | $24,448 | $18,429+32.7% | $16,712+46.3% | $19,030+28.5% |