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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,526 | $99,652-71.4% | $78,778-63.8% | $147,586-80.7% |
| Participation rate | 68.2% | 76.2%-8.0pp | 69.2%-1.0pp | 82.8%-14.6pp |
| Annual return | 13.13% | 47.28%-34.2pp | 35.62%-22.5pp | 578.59%-565.5pp |
| Employer contribution / active EE | $2,498 | $2,796-10.7% | $1,986+25.8% | $4,876-48.8% |
| Participant deferral / active EE | $1,792 | $3,664-51.1% | $2,958-39.4% | $5,439-67.1% |
| Admin fee / account holder | $3,919 | $7,155-45.2% | $5,134-23.7% | $10,886-64.0% |