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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,665 | $93,346-12.5% | $71,796+13.7% | $273,972-70.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 0.54% | 130.39%-129.8pp | 78.04%-77.5pp | 41.46%-40.9pp |
| Employer contribution / active EE | $11,007 | $2,733+302.7% | $1,924+472.0% | $4,869+126.1% |
| Participant deferral / active EE | $580 | $3,475-83.3% | $2,794-79.3% | $5,287-89.0% |
| Admin fee / account holder | $3,288 | $6,571-50.0% | $4,815-31.7% | $10,133-67.5% |