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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,277 | $106,247-37.6% | $96,515-31.3% | $139,466-52.5% |
| Participation rate | 69.2% | 77.8%-8.6pp | 74.3%-5.1pp | 80.3%-11.1pp |
| Annual return | 22.27% | 38.47%-16.2pp | 35.73%-13.5pp | 373.66%-351.4pp |
| Employer contribution / active EE | $2,784 | $4,106-32.2% | $3,740-25.6% | $4,754-41.4% |
| Participant deferral / active EE | $6,500 | $5,456+19.2% | $4,880+33.2% | $6,712-3.2% |
| Admin fee / account holder | $709 | $7,885-91.0% | $6,735-89.5% | $11,409-93.8% |