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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,340 | $62,583+68.3% | $76,767+37.2% | $64,173+64.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -9.70% | -1.95%-7.8pp | 2.43%-12.1pp | 7.63%-17.3pp |
| Employer contribution / active EE | $6,905 | $1,832+276.9% | $2,485+177.8% | $2,381+190.0% |
| Participant deferral / active EE | $4,384 | $3,145+39.4% | $3,852+13.8% | $3,470+26.4% |
| Admin fee / account holder | $3,907 | $4,667-16.3% | $6,675-41.5% | $4,887-20.1% |