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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,068 | $209,425-72.7% | $178,499-68.0% | $158,966-64.1% |
| Participation rate | 86.7% | 86.4%+0.3pp | 81.9%+4.7pp | 82.0%+4.7pp |
| Annual return | 9.36% | 188.80%-179.4pp | 151.10%-141.7pp | 302.95%-293.6pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,678 | $5,955-71.8% | $5,202-67.7% | $5,983-72.0% |
| Admin fee / account holder | $3,045 | $17,078-82.2% | $13,986-78.2% | $11,250-72.9% |