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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,157 | $183,592-70.5% | $155,567-65.2% | $145,959-62.9% |
| Participation rate | 82.4% | 82.7%-0.3pp | 78.2%+4.2pp | 80.3%+2.1pp |
| Annual return | 9.49% | 61.24%-51.7pp | 64.74%-55.2pp | 561.95%-552.5pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,674-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $3,168 | $6,464-51.0% | $5,628-43.7% | $6,689-52.6% |
| Admin fee / account holder | $1,656 | $19,318-91.4% | $15,916-89.6% | $13,398-87.6% |