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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,173 | $148,623-21.8% | $135,974-14.6% | $139,466-16.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 5.37% | 79.30%-73.9pp | 68.30%-62.9pp | 373.66%-368.3pp |
| Employer contribution / active EE | $11,232 | $5,246+114.1% | $4,859+131.2% | $4,754+136.3% |
| Participant deferral / active EE | $7,380 | $8,103-8.9% | $7,760-4.9% | $6,712+10.0% |
| Admin fee / account holder | $52,491 | $12,406+323.1% | $10,767+387.5% | $11,409+360.1% |