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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,475 | $160,070-14.1% | $147,117-6.6% | $145,897-5.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.75% | 98.69%-90.9pp | 420.54%-412.8pp | 552.29%-544.5pp |
| Employer contribution / active EE | $10,560 | $5,285+99.8% | $4,932+114.1% | $4,663+126.5% |
| Participant deferral / active EE | $6,480 | $8,419-23.0% | $8,065-19.6% | $6,689-3.1% |
| Admin fee / account holder | $3,140 | $15,035-79.1% | $12,993-75.8% | $13,390-76.5% |