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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,745 | $62,589+32.2% | $76,768+7.8% | $64,173+28.9% |
| Participation rate | 89.6% | 72.8%+16.8pp | 77.0%+12.6pp | 69.6%+20.0pp |
| Annual return | -5.18% | -1.95%-3.2pp | 2.43%-7.6pp | 7.63%-12.8pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,773 | $3,145-43.6% | $3,852-54.0% | $3,470-48.9% |
| Admin fee / account holder | $4,009 | $4,667-14.1% | $6,675-39.9% | $4,887-18.0% |