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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,143 | $85,171+25.8% | $172,753-38.0% | $72,976+46.8% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 17.17% | 27.32%-10.1pp | 803.00%-785.8pp | 81.02%-63.8pp |
| Employer contribution / active EE | $3,178 | $3,324-4.4% | $5,144-38.2% | $2,440+30.3% |
| Participant deferral / active EE | $3,577 | $3,260+9.7% | $5,198-31.2% | $3,608-0.9% |
| Admin fee / account holder | $2,035 | $5,880-65.4% | $13,956-85.4% | $5,124-60.3% |