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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $3,547 |
Filed as: WILSHIRE ASSOCIATES INC. Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,849 |
Filed as: WILSHIRE ASSOCIATES, INC. Service code 26 · EIN 95-2755361 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,501 | $33,067+152.5% | $76,518+9.1% | $56,287+48.3% |
| Participation rate | 100.0% | 55.4%+44.6pp | 68.0%+32.0pp | 69.9%+30.1pp |
| Annual return | -5.44% | 2.72%-8.2pp | -0.27%-5.2pp | -9.96%+4.5pp |
| Employer contribution / active EE | $1,705 | $1,200+42.0% | $2,647-35.6% | $2,111-19.3% |
| Participant deferral / active EE | $4,528 | $2,240+102.2% | $3,836+18.1% | $3,350+35.2% |
| Admin fee / account holder | $494 | $537-8.1% | $4,849-89.8% | $521-5.3% |