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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,536,948 | $109,620+1302.1% | $148,496+935.0% | $94,015+1534.8% |
| Participation rate | 100.0% | 71.3%+28.7pp | 76.0%+24.0pp | 70.8%+29.2pp |
| Annual return | 18.47% | 17.54%+0.9pp | 12.33%+6.1pp | 17.84%+0.6pp |
| Employer contribution / active EE | $18,743 | $2,618+615.9% | $3,497+435.9% | $2,790+571.8% |
| Participant deferral / active EE | $0 | $3,831-100.0% | $4,808-100.0% | $4,249-100.0% |
| Admin fee / account holder | $2,588 | $10,050-74.3% | $19,547-86.8% | $8,951-71.1% |