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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,536,948 | $94,031+1534.5% | $115,768+1227.6% | $82,448+1764.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 18.47% | 20.61%-2.1pp | 100.46%-82.0pp | 41.64%-23.2pp |
| Employer contribution / active EE | $18,743 | $2,323+706.7% | $2,940+537.6% | $2,551+634.7% |
| Participant deferral / active EE | $0 | $3,972-100.0% | $4,917-100.0% | $4,139-100.0% |
| Admin fee / account holder | $2,588 | $10,249-74.8% | $12,439-79.2% | $7,234-64.2% |