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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,400 | $209,422-62.1% | $178,503-55.5% | $158,982-50.1% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 2.76% | 188.81%-186.0pp | 151.12%-148.4pp | 302.99%-300.2pp |
| Employer contribution / active EE | $1,378 | $5,707-75.9% | $5,011-72.5% | $4,763-71.1% |
| Participant deferral / active EE | $3,975 | $5,955-33.3% | $5,202-23.6% | $5,983-33.6% |
| Admin fee / account holder | $2,225 | $17,079-87.0% | $13,987-84.1% | $11,252-80.2% |