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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,574 | $71,878+17.7% | $86,698-2.4% | $68,486+23.5% |
| Participation rate | 67.6% | 72.2%-4.6pp | 76.6%-8.9pp | 67.9%-0.2pp |
| Annual return | -16.76% | 3.53%-20.3pp | 35.95%-52.7pp | -7.85%-8.9pp |
| Employer contribution / active EE | $1,104 | $2,173-49.2% | $2,837-61.1% | $2,597-57.5% |
| Participant deferral / active EE | $3,337 | $3,779-11.7% | $4,656-28.3% | $4,028-17.2% |
| Admin fee / account holder | $13,329 | $6,113+118.1% | $7,493+77.9% | $5,404+146.7% |